We all have to spend money. There's no way around it. Food cost money, toilet paper cost money and the gas that you used to get these items cost money. No matter how disciplined you are with your money you're going to have to spend it.
Don't despair. There's hope:
Some banks have credit cards that allow you to earn points that you can later redeem for cash from your gas and grocery purchases. In essence, you're getting rewarded money for spending money.
On average they'll reward you 5 points for every dollar you spend on gas or groceries. Then after you collect 5000 points. You get a check for $50 up to $300 for the year. So, if you do the math, you're getting a 5% return on the money you're spending to survive.
Sweet huh?
That's the same kind of return as having $10000 sit in a of rare High Yield savings account that gives a return of at least 3% for a year.
So you could either spend around $500/month on Gas and groceries and live normally for year and collect $300.
Or...
You could put away $10000 for a year, eat Macaroni and cheese with ketchup for and walk everywhere you have to go 12 months and collect you $300 in earnings instead.
Sure you'll have an extra $10000 the second way, but something tell me you'll be a lot happier earning your $300 using the credit card.
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